Terms of Service

Last updated: August 28, 2026

Welcome to Bayshield Insurance Group. By accessing or using our website and services, you agree to these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By using this website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

2. Services Provided

Bayshield Insurance Group is an independent insurance agency. We facilitate insurance quotes and policy placement through our partner carriers. We are not an insurance company. Actual coverage is provided by the insurance carrier you select. Quotes provided through this website are estimates and do not constitute a binding offer of insurance.

3. Use of Website

• You must provide accurate and complete information when requesting quotes.
• You may not use this website for any unlawful purpose or in violation of these Terms.
• You may not attempt to disrupt, damage, or gain unauthorized access to the website.
• Content on this website is for informational purposes and does not constitute professional insurance advice.

4. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Bayshield Insurance Group or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or modify content without our written permission.

5. Quotes and Estimates

Insurance quotes and estimates provided through our website or calculators are approximate and based on the information you provide. Actual premiums may vary based on underwriting review by the insurance carrier. A quote is not a guarantee of coverage or pricing.

6. Third-Party Services

Our website may integrate with third-party services, including insurance carriers and scheduling tools. We are not responsible for the practices or content of these third parties. Your use of third-party services is subject to their respective terms.

7. Limitation of Liability

Bayshield Insurance Group shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or services. Our maximum liability shall not exceed any fees you have paid to us, if any.

8. Indemnification

You agree to indemnify and hold harmless Bayshield Insurance Group and its agents from any claims, damages, or expenses arising from your use of the website or violation of these Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Hillsborough County, Florida.

10. Changes to Terms

We may update these Terms at any time. Changes are effective when posted on this website. Continued use of the website after changes constitutes acceptance of the updated Terms.

11. Contact Information

• Email: support@bayshieldgroup.com
• Phone: 786-553-7525
• Mail: PO Box 4036, Brandon, FL 33509